Ranjna has been associated with IIC since May 2016 and has been managing Research and Advocacy functions for the organization. Ranjna, a management graduate from Management Development Institute (MDI), has had 13 years of experience in corporate banking across client origination, corporate credit, risk underwriting and portfolio management. Before Joining IIC, She has worked with HSBC as Head of Risk Analysis Unit for North & East India, Vice President – Client Management, and Vice President – Credit and Risk Management, North India. She has also worked earlier with Standard Chartered (Associate Director – Mid Market Segment) & AXIS Bank (Sector Analyst – Sugar/Hotels). Ranjna has a bachelor’s degree in Commerce from Punjab University.